Health Benefits Coverage

Designed for the Independent Business Owner, Family and Employees

For many small to mid-sized business owners, traditional health and dental benefit programs provided by insurers are too costly, and benefits often go unused. A Health Benefit Plan (HBP) offers incorporated professionals and business owners a reliable and economical way to provide expanded medical and dental coverage for themselves, their families and certain employees.

Are you a good candidate for a Health Benefit Plan?

• Incorporated professionals who are looking for comprehensive health benefits without the expensive premiums.
• Business owners who wish to increase benefits for valued employees as well as attract future employees to join the corporation.
• Business owners who wish to replace traditional group insurance or cost plus arrangements with a flexible, self-administered plan tailored to the needs of the business.

Key benefits of a Health Benefit Plan

• Employees enjoy a tax-free benefit
• Out-of-pocket medical costs are turned into tax-deductible business expenses
• No administration costs as the plan is internally administered
• Flexibility in providing additional coverage for employees