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Helping you create financial security

With a portfolio of financial solutions tailored to the needs of business owners and incorporated professionals, we’ll help you plan for a financially secure retirement.

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Individual Pension Plans

As a business owner, we want you to feel confident about your retirement. An Individual Pension Plan (IPP) is a defined benefit pension plan that allows you to increase your retirement savings and establish long-term financial security.

  • Increase your retirement assets
  • Make large tax deductible contributions
  • Go beyond the traditional RRSP
  • 100% creditor-proof

Retirement Compensation Arrangement

Ideal for high-income earners ($150,000+) such as business owners, athletes, executives, and incorporated professionals who wish to sustain their standard of living into retirement, a Retirement Compensation Arrangement represents the highest level of retirement program available in Canada.

  • Lowers participant’s tax rate
  • Flexible
  • Creditor-proof
  • Taxed only at time of withdrawal

Health Benefit Plan

A Health Benefit Plan (HBP) offers incorporated professionals and business owners a reliable and economical way to provide expanded medical and dental coverage for themselves, their families and certain employees.

  • Employees enjoy a tax-free benefit
  • Turn out-of-pocket medical costs into tax-deductible business expenses
  • Self administered – so no administration costs
  • Flexible

Taxation Solutions – Fair Market Valuation

The Fair Market Valuation (FMV) of a life insurance policy can be used for the purposes of valuing policies transferred to a corporation prior to March 22, 2016, for valuing a corporation’s shares, for divorce calculations for marital property, for transfers from corporately owned to personal, for US Citizens owning Canadian policies residing in Canada and vice versa, and for charitable giving.

GBL is a recognized leader in FMV.

My overall experience dealing with GBL has been "exceptional." I have and will continue to refer you to anyone in need of Actuarial Services.

Yves Bergeron, FSA, FCIA
Sorrell Financial

GBL for
Financial Advisors

We help financial advisors grow their business.

Our financial solutions add value to your client relationships and can play an instrumental role in helping you grow your book of business.

I'm an Advisor

GBL for
Business Owners

We help business owners build financial security.

With a portfolio of financial solutions tailored to the needs of business owners and incorporated professionals, we can help you plan for a more financially secure retirement.

I'm a Business Owner
  • 2018 Federal Budget: Clarifying the Passive Income Conundrum

    News, Business Owners

    Since tax changes were proposed for Canadian Controlled Private Corporations (CCPCs) in July 2017, small business owners, incorporated professionals and their tax advisors have been in a holding pattern as to how to manage passive assets. Proposals at the time called for two pools of assets: Pre Jan 1, 2018 and post Dec 31, 2017. […]

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  • 2018 Income Tax Planning

    News, Business Owners, IPP, RCA

    First off, we would like to wish you and your clients a Happy and Prosperous 2018! As we are all aware and unlike our neighbours to the South, combined top Federal and Provincial Income Tax Rates in Canada are near to or over 50%.  In addition, the 2018 Federal Budget may penalize many taxpayers with […]

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Meet our
Team of Experts

We get what it takes to build a business and we know how to secure your future. Since we began, GBL has helped corporations and incorporated professionals across Canada establish more than 2,000 Individual Pension Plans (IPP), more than 500 Retirement Compensation Arrangements (RCAs), and we’ve led the way in Fair Market Valuations (FMV).

Meet our team

Are you a financial advisor looking to add value to your client relationships?

A business owner or incorporated professional seeking to secure your financial future and minimize your tax burden?

Contact us today to learn more about our portfolio of financial solutions tailored to the needs of business owners.

Start planning today